Safe-to-Spend

App features

• Safe-to-spend monthly guard showing how much remains safe for the current month.
• Monthly pace indicator comparing current spending with the expected daily pace.
• Budget target control with target percentage and target amount.
• Month forecast based on current spending pace.
• Spend pressure and saving gap indicators for quick risk reading.
• Target stack comparing last month, yearly average, and budget target.
• Exclude selected transactions from monthly guard calculations when needed.
• Compare screen for month-to-month and year-average spending patterns.
• Record income, expenses, and transfers between accounts.
• List, calendar, month, budget, and note views for the same monthly data.
• Daily grouped transaction list with income, expenses, and total summary.
• Search, favorites, and recurring transaction shortcuts.
• Budget cards showing cap, spent amount, remaining amount, percentage used, and daily allowance.
• Default or month-specific budgets for expense categories.
• Comparison against last month for each budget category.
• Manage accounts in groups such as cash, bank, and credit card.
• Hide accounts without deleting them and reorder visible accounts.
• Income and expense category management with category icons.
• Backup app file export and import.
• CSV, TSV, and TXT-compatible import/export for tabular data.
• Import/export history and verification after operations.
• Delete default sample data, reset all data, or reset transactions only.
• Trash management with restore and permanent delete flows.
• Passcode protection and privacy controls.
• Arabic, French, and English interface support.
• Light and dark mode, currency formatting, week start, and start screen settings.